Set your comfort level
The calculator checks both your housing-only budget and your total housing-plus-debt budget.
A little clarity. A place to call home.
Find your room to live.
Explore a home price that fits your income and your comfort level. Adjust the numbers to see the whole monthly picture.
No account required. Your entries and calculations stay in this browser.
Plan with your numbers
Your starting point
Enter valid, nonnegative numbers in every field. Income and loan term must be greater than zero.
Your estimated home budget
A planning estimate based on both monthly limits below, including your maintenance reserve.
Total ownership budget
After roommate contribution
Behind the estimate
How Home Budget works
Include the overlooked costs
Taxes, insurance, HOA fees, mortgage insurance, and maintenance are included in the monthly picture.
Experiment freely
Adjust any assumption to see how it changes the estimate. Nothing is saved or sent anywhere.